Terms & Conditions

User Agreement & Disclaimer

Welcome to Zakus Financial which is an alternative operating name of Zakus & Associates Wealth Management Inc. Your access to and use of this website is subject to the terms and conditions outlined below, as well as all applicable laws. By using this site, you agree to comply with and be bound by these terms. If you do not agree, please do not use this website. We may update these terms at any time without notice, so please check back periodically.

1. Copyright Notice

All content on this site—including text, images, graphics, layout, and design—is protected by Canadian, U.S., and international copyright and trademark laws. This content is owned by Zakus & Associates Wealth Management Inc., its suppliers, or partners.

You may view and access content, however, you may not copy, reproduce, republish, upload, post, transmit, or distribute any content without prior written permission from Zakus & Associates Wealth Management Inc. Unauthorized use may violate intellectual property laws.

2. Trademarks

All trademarks, logos, and service marks on this site are the property of Zakus & Associates Wealth Management Inc. or their respective owners. You are not permitted to use them without prior written consent.

3. Restrictions on Use

You may not use, copy, distribute, or link to this website or its content without prior authorization. All rights not explicitly granted are reserved.

4. Third-Party Sites

We may provide links to third-party websites for your convenience. These sites are not controlled by us, and we are not responsible for their content, policies, or availability. A link does not imply endorsement or affiliation. Access them at your own risk.

5. Disclaimers

Use of the internet involves certain risks. Please ensure you understand these before using any online resources, including this website.

All information on Zakus Financial.com is provided “as is” for general information only. We do not endorse any product or brand mentioned on the site.

We make no warranties about the accuracy, completeness, or timeliness of the content. Access to the site may be interrupted or unavailable, and we cannot guarantee it is free from viruses or harmful components.

To the fullest extent allowed by law, we disclaim all warranties, express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, title, and non-infringement.

Products sold are guaranteed against defects for 30 days from invoice. Except as stated, we make no additional warranties.

6. Limitation of Liability

Zakus & Associates Wealth Management Inc. is not responsible for any damage resulting from use of this site, including but not limited to: interruptions, delays, data loss, viruses, or technical issues.

We are not liable for any direct, indirect, incidental, special, or consequential damages, including loss of profits or data, arising from your use of the site or products purchased through it.

Our total liability to you will never exceed the amount you paid to us for any order associated with a claim.

7. Communications & Submissions

Personal information submitted when placing an order or registering will remain private and confidential.

All other submissions (feedback, ideas, suggestions) are non-confidential and become our property. We may use these communications for any purpose, without liability or obligation to you.

Do not submit unlawful, obscene, defamatory, or infringing content. You are solely responsible for your submissions.

8. Jurisdiction & Governing Law

This site is controlled from Kelowna, British Columbia, Canada. If you access it from outside Canada, you do so at your own risk and are responsible for complying with local laws. This agreement is governed by the laws of British Columbia. Any disputes must be brought in the courts located in Kelowna, British Columbia, Canada.

12. Inquiries

Questions about this agreement or requests for additional permissions should be directed to:
kevin@zakuswealth.com

13. Termination

We reserve the right to terminate this agreement at any time. If you violate any terms, your access may be terminated immediately without notice. Upon termination, you must destroy all downloaded or printed materials.

14. Entire Agreement

This agreement is the complete understanding between you and Zakus & Associates Wealth Management Inc. and supersedes all prior agreements or communications. It may only be modified in writing and signed by both parties.